The government has changed the subsidies banks receive for funding student loans, they make less than half of what they used to make in some cases. The banks are fighting back by not funding new student loans, or offering consolidations. The banks are trying to force the government to rescind the changes that were made to the program.
If you are looking for a consolidation, you have two choices. You can call your current lender and hope they will consolidate your loans. If they will not consolidate your loans, your other option is to go through Direct Loans, this is basically the government. There home page is: ed.gov/DirectLoan/ - In the left hand side of the page is a link to consolidation.
They also have a section for current students. you will be able to find information on how to apply for and receive new federal student loans. just click on the word student in the main body of the page and it will take you right where you need to go. If you have already filled out paperwork for a Pell Grant, it should tell you already if you qualify or not.
I recommend exploring this site if you are a current student, there is a plethora of information that can teach you everything you need to know about financing your college education. Including calculators and access to financial aid professionals. There is a lot more information on student lending on this site, including some information on responsible borrowing. I hope this helped.
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